OFPA provides coverage for:
- Dwellings
- Mobile Homes
- Commercial Property
- Farms
The policy is basic and only provides Named Peril coverage.
Producers should review with potential applicants that OFPA does not:
- Provide insurance coverage on vacant properties.
- Provide Replacement Cost coverage.
- Provide “all risk” perils coverage.
- Provide coverage for Liability.
To learn more about each line of business, click on the links below: