Q: What is the Oregon FAIR Plan (OFPA)?
Q: Can the OFPA write insurance on a vacant building?
Q: Can I get the same coverage through OFPA as a 'regular' insurance company?
Q: Can I choose OFPA coverage instead of a 'regular' insurance company's coverage?
Q: Does OFPA consider loss or credit history?
Q: Are there limits on the amount of coverage available?
Q: Is the cost for insurance coverage more expensive under the FAIR Plan?
Q: How do I know if FAIR Plan coverage is best for me, and how do I apply for coverage?
Q: Will I be assigned an insurance agent or company representative to contact with questions about my policy? Is OFPA premium higher if I have an agent?
Q: What should I do if my agent is not willing to help me secure coverage with the OFPA?
Q: Do FAIR Plan policies have deductibles?
Q: Do exclusions apply to FAIR Plan policies?
Q: If I'm a renter, is there a way to obtain insurance coverage for my personal property. Can I get liability coverage?
Q: How do I file a claim with the FAIR Plan?
Q: Once I get coverage through the FAIR Plan, should I continue to check for coverage in the regular insurance market?
Q: What should I do once I obtain coverage with the OFPA?
Q: If I can find a policy in a standard or normal insurance market, can I cancel the OFPA policy? How much premium will be returned to me?
Q: What kind of payment plan does the OFPA have?
Q: Where can I obtain further information about the FAIR Plan?