So you just received a cancellation or a non-renewal from your insurance carrier. Now what should you do? We recommend that you follow the steps listed below:
- Ask your insurance agent if there is anything you can do to keep the coverage, such as replacing an old roof, cleaning debris from the property, removing animals, etc.
- Ask your insurance agent to shop for replacement coverage in the voluntary market. Many agents have other insurance carriers that may be willing to insure your property.
- If you are unsuccessful in finding voluntary coverage, ask your insurance agent for assistance in applying for coverage through the Oregon FAIR Plan. You must be turned down by two standard insurance companies before applying for FAIR Plan. All applications for coverage through the Oregon FAIR Plan must be submitted by as licensed insurance agent and for that reason you MUST work with a licensed agent and not directly with the Oregon FAIR Plan.
- Any agent licensed to write property insurance in the State of Oregon can submit an application (online) for insurance coverage with the Oregon FAIR Plan. If you need help finding an insurance agent willing to help you with a FAIR Plan application, you are welcome to contact us and we will attempt to provide you with at least two agent contacts close to your home.
Read the Frequently Asked Questions (FAQ) for more information.
Send check to:
Oregon FAIR Plan Association
8705 SW Nimbus Ave, Suite 360
Beaverton, OR 97008-7157
If paying with a credit or debit card click the Pay Now button below.
You can also call the “Official Payments Credit Card Processing Center” at 1-800-487-4567 to process payments by telephone. You will need your policy number and amount due.
NOTE: The “Official Payments Credit Card Processing Center” is a third-party vendor which is not affiliated with the Oregon FAIR Plan in any way other than acting as a payment conduit between you and the OFP. There is a fee charged for use of a credit or debit card which is assessed by the credit card processing center and is not initiated by the Oregon FAIR Plan or applied to your premium balance.