Our Mission  Make essential property insurance available to responsible applicants in Oregon when they are unable to secure coverage through the standard insurance markets.  Coverage  Coverage offered through the FAIR Plan is basic and is written on the following Insurance Services Office (ISO) forms:  Coverage is provided for “named perils” as follows:  Agent Binding Authority  […]

As you likely know, the Oregon FAIR Plan offers only basic coverage via the DP-1 contract. There is no liability coverage, nor is there coverage for perils such as theft or water damage. Many of you have been asking for ways to provide your clients with more significant coverage to protect their homes. We are […]

Complete this registration form and submit it to the OFPA to enable access to your client’s policies online, as well as the Quick Quote program for Dwellings, Mobile Homes and Farms Quotes. Please fully complete this form before submitting it to the OFPA. Your sign-on ID and temporary password will be sent to you by […]

If you’ve never (or “it’s been years” since you’ve) used the Oregon FAIR Plan Association (OFPA), you may have questions about how to get started. Within OFPA’s website, we have included Frequently Asked Questions, our Underwriting Guidelines, our Basic Application, and Supplements for the application. Following, we will advise of the basics steps to apply […]

If you’ve written Fair Plan policies but need to make changes to your agency information, please complete this section. Only complete the fields that have changed.

Insurance agents are paid 10% commission on all new and renewal policies. The average insurance premium for OFPA policies is relatively small. In order to eliminate having to issue many small commission checks, the OFPA only pays commissions to our agents quarterly. The commission checks will be produced and mailed approximately one week following the […]

Every policy issued by the OFPA carries a Policy Writing Minimum Premium of $100. In the event of an early cancellation, the $100 Minimum Premium will be fully earned. The unearned pro-rate premium in excess of the $100 Minimum Premium will be returned directly to the insured. Agent’s unearned commission on canceled policies will be […]

Complete this registration form and submit it to the OFPA to enable access to your client’s policies online, as well as the Quick Quote program for Dwellings, Mobile Homes and Farms Quotes. Please fully complete this form before submitting it to the OFPA. Your sign-on ID and temporary password will be sent to you by […]

We write insurance on Dwellings, Mobile Homes, Commercial Property & Farms. Our policy is very basic and only provides coverage for the perils of Fire, EC (Extended Coverage, which includes Windstorm, Hail, Explosion, Riot or Civil Commotion, Aircraft, Vehicles, Smoke and Volcanic Eruption) and Vandalism and/or Malicious Mischief (VMM).  The following are a few items […]

Applications OFPA Dwelling Application 10-09 Wood Stove Application OFPA Commercial Application Forms Wood Stove ApplicationAgent RegistrationOFPA Commercial Application Agency Profile Changes Feedback

We want to hear from you. Please give us your comments or suggestions on our website,procedures, changes you’d like us to make, etc. Are there any questions you have – just ask us here.Tell us why you completed this information and what you would like us to do to help you.

Please use this form to report a new claim to the OFPA. You should fill the form out completely, giving us as much detail as you can. Email the completed form to the OFPA at info@orfairplan.com. The OFPA uses Independent local adjusters to investigate and adjust all our claims. As soon as we receive notice […]

If you would like to see the policies written by your office,  you must click Agent Login to view them. Cancelled Policies Every policy issued by the OFPA carries a Policy Writing Minimum Premium of $100. In the event of an early cancellation, the $100 Minimum Premium will be fully earned. The unearned pro-rate premium […]