Overview
The Oregon FAIR Plan Association was created by the Oregon Legislature in 1971. (See Oregon Revised Statutes relating to Essential Property Insurance - ORS 735.005 to 735.145.) While we were created by the legislature, we are not directly part of the State of Oregon. We are a non-profit association supported entirely by our member companies....
What We Do
The Oregon FAIR Plan Association (OFPA) operates exactly like a small insurance company, writing only property insurance for dwellings, commercial property and farms. We do not write business directly for the public. Anyone interested in insurance with the OFPA must therefore contact an insurance agent who is licensed to write property insurance in the State of...
Our Mission
Make essential property insurance available to responsible applicants in Oregon when they are unable to secure coverage through normal insurance markets. Assure stability in the insurance marketplace and to provide for equitable distribution of this responsibility among all authorized insurers. Encourage maximum use of all other normal insurance markets before coming to the Oregon FAIR...
Our History
The Oregon FAIR Plan Association was created by the Oregon Legislature in 1971. We operate under the Oregon Revised Statutes known as Essential Property Insurance - see ORS 735.005 to 735.145. While we were created by the legislature, we are not directly part of the State of Oregon. We are a non profit association supported...
FAQ
What is the Oregon FAIR Plan (OFPA)? OFPA is a “property insurance pool” that was created by statute and is supported by all property insurance companies licensed to do business in the state of Oregon. Insurance coverage is available to eligible property under basic coverage forms at “standard” rates only if coverage is unavailable in...